:root {
    --bg: #071722;
    --bg-soft: rgba(8, 24, 35, 0.82);
    --panel: rgba(9, 29, 42, 0.76);
    --panel-strong: rgba(12, 35, 50, 0.9);
    --line: rgba(162, 194, 186, 0.16);
    --line-strong: rgba(162, 194, 186, 0.3);
    --text: #eef7f3;
    --text-dim: #a3c1ba;
    --text-soft: #7f9f9a;
    --accent: #f3b65b;
    --accent-soft: rgba(243, 182, 91, 0.16);
    --sea: #67d0c2;
    --sea-soft: rgba(103, 208, 194, 0.15);
    --sky: #8fc5ff;
    --sky-soft: rgba(143, 197, 255, 0.15);
    --mint: #a7d8a2;
    --mint-soft: rgba(167, 216, 162, 0.15);
    --danger: #ef8f7f;
    --danger-soft: rgba(239, 143, 127, 0.15);
    --shadow: 0 22px 55px rgba(0, 0, 0, 0.28);
    --radius-xl: 30px;
    --radius-lg: 22px;
    --radius-md: 16px;
    --radius-sm: 12px;

    /* Spacing scale (4px base, near-geometric). Use these for padding/margin/gap. */
    --space-0: 4px;
    --space-1: 6px;
    --space-2: 8px;
    --space-3: 10px;
    --space-4: 12px;
    --space-5: 14px;
    --space-6: 18px;
    --space-7: 22px;
    --space-8: 28px;
    --space-9: 36px;
    --space-10: 48px;

    /* Font-size scale. */
    --fs-xs: 0.72rem;
    --fs-sm: 0.82rem;
    --fs-md: 0.92rem;
    --fs-lg: 1rem;
    --fs-xl: 1.18rem;
    --fs-2xl: clamp(1.35rem, 2vw, 2.15rem);
    --fs-display: clamp(2.5rem, 4vw, 4.7rem);

    /* Surface tiers (replace the rgba(255,255,255,0.0X) ladder going forward). */
    --surface-1: rgba(255, 255, 255, 0.025); /* card / panel inner */
    --surface-2: rgba(255, 255, 255, 0.04);  /* hover, input bg */
    --surface-3: rgba(255, 255, 255, 0.06);  /* selected / prominent */
    --surface-line: rgba(255, 255, 255, 0.06); /* card border */

    /* Interaction tokens. */
    --ring: 2px solid var(--accent);
    --ring-offset: 3px;
    --ink-on-accent: #12212a; /* dark text used on the accent button background */
  }

  /*
   * Prefix discipline — when adding a new class, pick an existing prefix.
   *   panel-*       — top-level content panel and its scaffolding
   *   hero-*        — page hero / first-screen
   *   live-bar-*    — sticky KPI bar
   *   kpi-*         — metric tile (used inside live-bar and live output)
   *   field, form-* — form inputs and grids
   *   card, .is-*   — info-card pattern; modifiers per use-case
   *   stack-*       — Subsidy Stack picker UI
   *   dd-*          — deep-dive modal sections
   *   as-*          — full-assessment modal
   *   reno-*        — renovation-quality panel
   *   tab-*, modal* — primitives (cross-cutting)
   *
   * Boolean toggle patterns:
   *   .stack-toggle — preferred. Switch UI for list rows with named state.
   *   .toggle-chip  — pill button. Use for compact in-line flag groups (max ~4).
   * Segmented choice (mutually-exclusive):
   *   .segmented + [data-structure] / [data-mortgage-term] / etc.
   *
   * RULE: don't introduce a new prefix without listing it here.
   */

  * {
    box-sizing: border-box;
  }

  html {
    background:
      radial-gradient(circle at top left, rgba(103, 208, 194, 0.14), transparent 28%),
      radial-gradient(circle at top right, rgba(243, 182, 91, 0.12), transparent 22%),
      linear-gradient(180deg, #071722 0%, #08141d 34%, #0b1f2c 100%);
  }

  body {
    margin: 0;
    min-height: 100vh;
    color: var(--text);
    font-family: "Manrope", sans-serif;
    background:
      radial-gradient(circle at 10% 12%, rgba(103, 208, 194, 0.12), transparent 24%),
      radial-gradient(circle at 85% 0%, rgba(243, 182, 91, 0.09), transparent 20%),
      linear-gradient(180deg, rgba(255, 255, 255, 0.02), transparent 18%),
      linear-gradient(180deg, #071722 0%, #08141d 34%, #0b1f2c 100%);
  }

  body::before {
    content: "";
    position: fixed;
    inset: 0;
    pointer-events: none;
    background-image:
      linear-gradient(rgba(255, 255, 255, 0.02) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255, 255, 255, 0.02) 1px, transparent 1px);
    background-size: 96px 96px;
    mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.45), transparent 78%);
  }

  .page {
    width: min(1400px, calc(100% - 32px));
    margin: 0 auto;
    padding: 28px 0 48px;
  }

  .hero {
    position: relative;
    overflow: hidden;
    display: grid;
    gap: 24px;
    grid-template-columns: 1.2fr 0.8fr;
    padding: 34px;
    border: 1px solid var(--line);
    border-radius: var(--radius-xl);
    background:
      linear-gradient(135deg, rgba(12, 40, 56, 0.96), rgba(8, 23, 34, 0.88)),
      linear-gradient(180deg, rgba(255, 255, 255, 0.02), transparent);
    box-shadow: var(--shadow);
    backdrop-filter: blur(14px);
  }

  .hero::after {
    content: "";
    position: absolute;
    inset: auto -120px -120px auto;
    width: 320px;
    height: 320px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(243, 182, 91, 0.22), transparent 68%);
    pointer-events: none;
  }

  .eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    color: var(--text-dim);
    font-size: 0.8rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
  }

  .eyebrow::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--sea);
    box-shadow: 0 0 0 6px rgba(103, 208, 194, 0.12);
  }

  h1, h2, h3, h4 {
    margin: 0;
    font-family: "Fraunces", serif;
    font-weight: 700;
    line-height: 1.02;
  }

  h1 {
    margin-top: 18px;
    max-width: 12ch;
    font-size: clamp(2.5rem, 4vw, 4.7rem);
    letter-spacing: -0.04em;
  }

  .hero p {
    max-width: 60ch;
    margin: 18px 0 0;
    color: var(--text-dim);
    line-height: 1.75;
    font-size: 1rem;
  }

  .hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 24px;
  }

  button,
  input,
  select {
    font: inherit;
  }

  .button {
    appearance: none;
    border: 0;
    border-radius: 999px;
    padding: 13px 18px;
    cursor: pointer;
    transition: transform 0.18s ease, background 0.18s ease, border-color 0.18s ease, color 0.18s ease;
  }

  .button:hover {
    transform: translateY(-1px);
  }

  .button.primary {
    background: var(--accent);
    color: var(--ink-on-accent);
    font-weight: 800;
  }

  .button.secondary {
    background: transparent;
    color: var(--text);
    border: 1px solid var(--line-strong);
  }

  .hero-metrics {
    display: grid;
    gap: 14px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-content: start;
  }

  .hero-metric {
    padding: 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.07);
    background:
      linear-gradient(180deg, rgba(255, 255, 255, 0.04), transparent),
      rgba(255, 255, 255, 0.02);
  }

  .hero-metric .label {
    display: block;
    color: var(--text-soft);
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
  }

  .hero-metric .value {
    display: block;
    margin-top: 10px;
    font-size: clamp(1.35rem, 2.1vw, 2.05rem);
    font-weight: 800;
    letter-spacing: -0.04em;
  }

  .hero-metric .hint {
    display: block;
    margin-top: 8px;
    color: var(--text-dim);
    line-height: 1.45;
    font-size: 0.9rem;
  }

  .layout {
    display: grid;
    gap: 22px;
    grid-template-columns: minmax(0, 1.02fr) minmax(360px, 0.98fr);
    margin-top: 22px;
    align-items: start;
  }

  .column {
    display: grid;
    gap: 22px;
  }

  .panel {
    border: 1px solid var(--line);
    border-radius: var(--radius-xl);
    background: var(--panel);
    box-shadow: var(--shadow);
    backdrop-filter: blur(14px);
  }

  .panel-inner {
    padding: 24px;
  }

  .panel-head {
    display: flex;
    justify-content: space-between;
    gap: 18px;
    align-items: start;
    margin-bottom: 18px;
  }

  .panel-kicker {
    color: var(--text-soft);
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.12em;
  }

  .panel-title {
    margin-top: 8px;
    font-size: clamp(1.5rem, 2vw, 2rem);
    letter-spacing: -0.03em;
  }

  .panel-copy {
    margin-top: 8px;
    max-width: 50ch;
    color: var(--text-dim);
    line-height: 1.7;
    font-size: 0.95rem;
  }

  .mini-note {
    padding: 12px 14px;
    border-radius: var(--radius-md);
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.06);
    color: var(--text-dim);
    line-height: 1.55;
    font-size: 0.88rem;
    max-width: 260px;
  }

  .preset-grid {
    display: grid;
    gap: 12px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .preset-card {
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 18px;
    background: rgba(255, 255, 255, 0.025);
    cursor: pointer;
    transition: transform 0.18s ease, border-color 0.18s ease, background 0.18s ease;
  }

  .preset-card:hover {
    transform: translateY(-2px);
    border-color: var(--line-strong);
  }

  .preset-card.active {
    border-color: rgba(243, 182, 91, 0.6);
    background: linear-gradient(180deg, rgba(243, 182, 91, 0.12), rgba(243, 182, 91, 0.02));
  }

  .preset-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--text-soft);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-size: 0.74rem;
  }

  .preset-label::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: currentColor;
    opacity: 0.8;
  }

  .preset-card h3 {
    margin-top: 10px;
    font-size: 1.3rem;
    letter-spacing: -0.03em;
  }

  .preset-card p {
    margin: 10px 0 0;
    color: var(--text-dim);
    line-height: 1.6;
    font-size: 0.92rem;
  }

  .form-grid {
    display: grid;
    gap: 14px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .field {
    display: grid;
    gap: 8px;
  }

  .field span,
  .range-head span:first-child {
    color: var(--text-soft);
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.09em;
  }

  .field input,
  .field select {
    width: 100%;
    padding: 14px 14px;
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.07);
    background: rgba(255, 255, 255, 0.04);
    color: var(--text);
  }

  .field input:focus,
  .field select:focus,
  .toggle-chip:focus-visible,
  .segmented button:focus-visible,
  .preset-card:focus-visible,
  .scenario-card:focus-visible,
  .button:focus-visible {
    outline: 2px solid var(--accent);
    outline-offset: 3px;
  }

  .field small {
    color: var(--text-soft);
    line-height: 1.45;
    font-size: 0.82rem;
  }

  .stack-note {
    display: flex;
    justify-content: space-between;
    gap: 18px;
    margin-top: 14px;
    padding: 16px 18px;
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, rgba(103, 208, 194, 0.08), rgba(255, 255, 255, 0.02));
    border: 1px solid rgba(103, 208, 194, 0.14);
  }

  .stack-note strong {
    display: block;
    font-size: 1.3rem;
    letter-spacing: -0.04em;
  }

  .stack-note p {
    margin: 4px 0 0;
    color: var(--text-dim);
    line-height: 1.55;
    font-size: 0.9rem;
  }

  .range-block {
    grid-column: 1 / -1;
    display: grid;
    gap: 12px;
    padding: 18px;
    border-radius: var(--radius-lg);
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.06);
  }

  .range-head {
    display: flex;
    justify-content: space-between;
    gap: 18px;
    align-items: center;
  }

  .range-value {
    color: var(--text);
    font-size: 1rem;
    font-weight: 700;
  }

  .range-block input[type="range"] {
    width: 100%;
    accent-color: var(--accent);
  }

  .split-meter {
    display: grid;
    gap: 12px;
  }

  .meter-bar {
    position: relative;
    height: 14px;
    border-radius: 999px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.06);
  }

  .meter-purchase,
  .meter-reno {
    position: absolute;
    top: 0;
    bottom: 0;
  }

  .meter-purchase {
    left: 0;
    background: linear-gradient(90deg, rgba(103, 208, 194, 0.96), rgba(103, 208, 194, 0.74));
  }

  .meter-reno {
    right: 0;
    background: linear-gradient(90deg, rgba(243, 182, 91, 0.7), rgba(243, 182, 91, 0.98));
  }

  .meter-meta {
    display: flex;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
  }

  .meter-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--text-dim);
    font-size: 0.88rem;
  }

  .meter-pill::before {
    content: "";
    width: 10px;
    height: 10px;
    border-radius: 50%;
  }

  .meter-pill.purchase::before {
    background: var(--sea);
  }

  .meter-pill.reno::before {
    background: var(--accent);
  }

  .segmented,
  .toggle-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
  }

  .segmented button,
  .toggle-chip {
    padding: 12px 16px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.08);
    background: rgba(255, 255, 255, 0.03);
    color: var(--text-dim);
    cursor: pointer;
    transition: transform 0.18s ease, background 0.18s ease, border-color 0.18s ease, color 0.18s ease;
  }

  .segmented button:hover,
  .toggle-chip:hover {
    transform: translateY(-1px);
    color: var(--text);
    border-color: var(--line-strong);
  }

  .segmented button.active,
  .toggle-chip.active {
    background: rgba(243, 182, 91, 0.13);
    border-color: rgba(243, 182, 91, 0.45);
    color: #fff7e9;
  }

  .dashboard {
    position: sticky;
    top: 18px;
  }

  .kpi-grid {
    display: grid;
    gap: 14px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .kpi-card {
    padding: 20px 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.035);
    line-height: 1.5;
  }

  .kpi-card span:first-child {
    display: block;
    color: var(--text-soft);
    font-size: 0.76rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
  }

  .kpi-value {
    display: block;
    margin-top: 10px;
    font-size: clamp(1.35rem, 2vw, 2.15rem);
    font-weight: 800;
    letter-spacing: -0.04em;
  }

  .kpi-card small {
    display: block;
    margin-top: 8px;
    color: var(--text-dim);
    line-height: 1.55;
    font-size: 0.84rem;
  }

  .score-banner {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    align-items: center;
    padding: 20px;
    margin-top: 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: linear-gradient(135deg, rgba(103, 208, 194, 0.1), rgba(255, 255, 255, 0.03));
  }

  .score-copy {
    max-width: 36ch;
  }

  .score-state {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 9px 14px;
    border-radius: 999px;
    font-weight: 800;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    font-size: 0.76rem;
  }

  .score-state::before {
    content: "";
    width: 9px;
    height: 9px;
    border-radius: 50%;
    background: currentColor;
  }

  .score-state.strong {
    background: var(--mint-soft);
    color: var(--mint);
  }

  .score-state.watch {
    background: var(--accent-soft);
    color: var(--accent);
  }

  .score-state.weak {
    background: var(--danger-soft);
    color: var(--danger);
  }

  .score-copy h3 {
    margin-top: 12px;
    font-size: 1.45rem;
    letter-spacing: -0.03em;
  }

  .score-copy p {
    margin: 8px 0 0;
    color: var(--text-dim);
    line-height: 1.65;
    font-size: 0.95rem;
  }

  .score-badge {
    min-width: 112px;
    aspect-ratio: 1;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(243, 182, 91, 0.22), rgba(255, 255, 255, 0.03) 68%);
    border: 1px solid rgba(255, 255, 255, 0.08);
  }

  .score-badge strong {
    font-size: 2rem;
    letter-spacing: -0.06em;
  }

  .breakdown-list {
    display: grid;
    gap: 12px;
    margin-top: 18px;
  }

  .breakdown-item {
    display: grid;
    gap: 8px;
  }

  .breakdown-top {
    display: flex;
    justify-content: space-between;
    gap: 16px;
    color: var(--text-dim);
    font-size: 0.92rem;
  }

  .breakdown-top strong {
    color: var(--text);
  }

  .breakdown-bar {
    height: 10px;
    border-radius: 999px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.06);
  }

  .breakdown-fill {
    height: 100%;
    border-radius: inherit;
  }

  .fill-vat {
    background: linear-gradient(90deg, #65d2c2, #38bdb0);
  }

  .fill-imt {
    background: linear-gradient(90deg, #f3b65b, #f19952);
  }

  .fill-grant {
    background: linear-gradient(90deg, #a7d8a2, #70bf8d);
  }

  .fill-debt {
    background: linear-gradient(90deg, #f1937e, #d96d62);
  }

  .fill-seismic {
    background: linear-gradient(90deg, #8fc5ff, #5ea1ea);
  }

  .duo-grid {
    display: grid;
    gap: 16px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    margin-top: 18px;
  }

  .explain-card {
    padding: 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
  }

  .explain-card h4 {
    font-size: 1.12rem;
    letter-spacing: -0.03em;
  }

  .bullet-list {
    display: grid;
    gap: 10px;
    margin: 14px 0 0;
    padding: 0;
    list-style: none;
  }

  .bullet-list li {
    position: relative;
    padding-left: 18px;
    color: var(--text-dim);
    line-height: 1.6;
    font-size: 0.92rem;
  }

  .bullet-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0.7em;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    transform: translateY(-50%);
  }

  .bullet-list.good li::before {
    background: var(--mint);
  }

  .bullet-list.risk li::before {
    background: var(--danger);
  }

  .scenario-grid,
  .mode-grid {
    display: grid;
    gap: 12px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .scenario-card {
    padding: 20px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
    line-height: 1.55;
  }

  .scenario-card.active {
    border-color: rgba(243, 182, 91, 0.5);
    background: linear-gradient(180deg, rgba(243, 182, 91, 0.12), rgba(255, 255, 255, 0.02));
  }

  .scenario-card h4 {
    margin-top: 8px;
    font-size: 1.2rem;
    letter-spacing: -0.03em;
  }

  .scenario-card p {
    margin: 8px 0 0;
    color: var(--text-dim);
    line-height: 1.55;
    font-size: 0.9rem;
  }

  .scenario-meta {
    display: grid;
    gap: 8px;
    margin-top: 14px;
  }

  .scenario-row {
    display: flex;
    justify-content: space-between;
    gap: 14px;
    color: var(--text-dim);
    font-size: 0.88rem;
  }

  .scenario-row strong {
    color: var(--text);
  }

  .summary-box {
    margin-top: 18px;
    padding: 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.025);
    color: var(--text-dim);
    line-height: 1.7;
    font-size: 0.95rem;
  }

  .summary-box strong {
    color: var(--text);
  }

  .compliance-grid {
    display: grid;
    gap: 12px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 18px;
  }

  .compliance-card {
    padding: 20px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
    line-height: 1.55;
  }

  .compliance-card .label {
    display: block;
    color: var(--text-soft);
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
  }

  .compliance-card strong {
    display: block;
    margin-top: 10px;
    font-size: 1.18rem;
    letter-spacing: -0.03em;
  }

  .compliance-card p {
    margin: 8px 0 0;
    color: var(--text-dim);
    line-height: 1.6;
    font-size: 0.88rem;
  }

  .compliance-card small {
    display: block;
    margin-top: 10px;
    color: var(--text-soft);
    line-height: 1.55;
    font-size: 0.8rem;
  }

  .decision-grid {
    display: grid;
    gap: 12px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 18px;
  }

  .decision-card {
    padding: 20px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
    line-height: 1.55;
  }

  .decision-card.active {
    border-color: rgba(243, 182, 91, 0.42);
    background: linear-gradient(180deg, rgba(243, 182, 91, 0.12), rgba(255, 255, 255, 0.02));
  }

  .decision-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    border-radius: 999px;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
  }

  .decision-tag::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: currentColor;
  }

  .decision-tag.buy {
    color: var(--mint);
    background: var(--mint-soft);
  }

  .decision-tag.review {
    color: var(--accent);
    background: var(--accent-soft);
  }

  .decision-tag.pass {
    color: var(--danger);
    background: var(--danger-soft);
  }

  .decision-card h4 {
    margin-top: 12px;
    font-size: 1.16rem;
    letter-spacing: -0.03em;
  }

  .decision-card p {
    margin: 8px 0 0;
    color: var(--text-dim);
    line-height: 1.6;
    font-size: 0.9rem;
  }

  .decision-card small {
    display: block;
    margin-top: 10px;
    color: var(--text-soft);
    line-height: 1.55;
    font-size: 0.8rem;
  }

  .saved-toolbar {
    display: grid;
    gap: 12px;
    grid-template-columns: minmax(0, 1fr) auto;
    margin-bottom: 18px;
  }

  .saved-toolbar input {
    width: 100%;
    padding: 14px 16px;
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.07);
    background: rgba(255, 255, 255, 0.04);
    color: var(--text);
  }

  .saved-list {
    display: grid;
    gap: 12px;
  }

  .saved-empty {
    padding: 18px;
    border-radius: var(--radius-lg);
    border: 1px dashed rgba(255, 255, 255, 0.12);
    background: rgba(255, 255, 255, 0.02);
    color: var(--text-dim);
    line-height: 1.65;
    font-size: 0.92rem;
  }

  .saved-card {
    padding: 18px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
  }

  .saved-card-head {
    display: flex;
    justify-content: space-between;
    gap: 14px;
    align-items: start;
  }

  .saved-card-head h4 {
    font-size: 1.14rem;
    letter-spacing: -0.03em;
  }

  .saved-card-head p {
    margin: 8px 0 0;
    color: var(--text-soft);
    font-size: 0.84rem;
  }

  .saved-metrics {
    display: grid;
    gap: 10px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 14px;
  }

  .saved-metric {
    padding: 12px 14px;
    border-radius: var(--radius-md);
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.05);
  }

  .saved-metric span {
    display: block;
    color: var(--text-soft);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 0.72rem;
  }

  .saved-metric strong {
    display: block;
    margin-top: 8px;
    font-size: 1rem;
    letter-spacing: -0.03em;
  }

  .saved-actions {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-top: 14px;
  }

  .mini-button {
    appearance: none;
    border: 1px solid rgba(255, 255, 255, 0.09);
    border-radius: 999px;
    padding: 10px 14px;
    background: rgba(255, 255, 255, 0.03);
    color: var(--text);
    cursor: pointer;
    transition: transform 0.18s ease, border-color 0.18s ease, background 0.18s ease;
  }

  .mini-button:hover {
    transform: translateY(-1px);
    border-color: var(--line-strong);
  }

  .mini-button.delete {
    color: var(--danger);
    border-color: rgba(239, 143, 127, 0.22);
    background: rgba(239, 143, 127, 0.08);
  }

  .sensitivity-meta {
    color: var(--text-dim);
    line-height: 1.65;
    font-size: 0.92rem;
  }

  .sensitivity-legend {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-top: 14px;
  }

  .legend-chip {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    border-radius: 999px;
    font-size: 0.76rem;
    font-weight: 700;
  }

  .legend-chip::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: currentColor;
  }

  .legend-chip.buy {
    color: var(--mint);
    background: var(--mint-soft);
  }

  .legend-chip.review {
    color: var(--accent);
    background: var(--accent-soft);
  }

  .legend-chip.pass {
    color: var(--danger);
    background: var(--danger-soft);
  }

  .sensitivity-wrap {
    overflow-x: auto;
    margin-top: 18px;
  }

  .sensitivity-grid-table {
    display: grid;
    gap: 8px;
    min-width: 640px;
  }

  .heat-head,
  .heat-row-label,
  .heat-cell {
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
  }

  .heat-head,
  .heat-row-label {
    display: grid;
    place-items: center;
    padding: 12px 10px;
    color: var(--text-dim);
    text-align: center;
    font-size: 0.82rem;
    line-height: 1.4;
  }

  .heat-head strong,
  .heat-row-label strong {
    display: block;
    color: var(--text);
    font-size: 0.95rem;
  }

  .heat-cell {
    appearance: none;
    padding: 12px 10px;
    cursor: pointer;
    text-align: left;
    transition: transform 0.18s ease, border-color 0.18s ease, background 0.18s ease;
  }

  .heat-cell:hover {
    transform: translateY(-1px);
    border-color: var(--line-strong);
  }

  .heat-cell strong {
    display: block;
    font-size: 1rem;
    letter-spacing: -0.03em;
  }

  .heat-cell span {
    display: block;
    margin-top: 6px;
    color: var(--text-dim);
    font-size: 0.8rem;
    line-height: 1.4;
  }

  .heat-cell.buy {
    background: linear-gradient(180deg, rgba(167, 216, 162, 0.18), rgba(255, 255, 255, 0.03));
    border-color: rgba(167, 216, 162, 0.22);
  }

  .heat-cell.review {
    background: linear-gradient(180deg, rgba(243, 182, 91, 0.16), rgba(255, 255, 255, 0.03));
    border-color: rgba(243, 182, 91, 0.2);
  }

  .heat-cell.pass {
    background: linear-gradient(180deg, rgba(239, 143, 127, 0.16), rgba(255, 255, 255, 0.03));
    border-color: rgba(239, 143, 127, 0.2);
  }

  .policy-legend {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-top: 14px;
  }

  .policy-grid {
    display: grid;
    gap: 14px;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    margin-top: 18px;
  }

  .policy-card {
    padding: 22px 20px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.03);
    line-height: 1.6;
  }

  .policy-card-head {
    display: flex;
    justify-content: space-between;
    gap: 14px;
    align-items: start;
  }
  .policy-card-head > div:first-child {
    flex: 1;
    min-width: 0;
  }

  .policy-card h4 {
    font-size: 1.08rem;
    letter-spacing: -0.03em;
  }

  .policy-card p {
    margin: 8px 0 0;
    color: var(--text-dim);
    line-height: 1.65;
    font-size: 0.92rem;
    overflow-wrap: break-word;
    word-break: normal;
  }

  .policy-card small {
    display: block;
    margin-top: 10px;
    color: var(--text-soft);
    line-height: 1.55;
    font-size: 0.8rem;
  }

  .policy-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    border-radius: 999px;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    white-space: nowrap;
  }

  .policy-tag::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: currentColor;
  }

  .policy-tag.hard {
    color: var(--sea);
    background: var(--sea-soft);
  }

  .policy-tag.municipal {
    color: var(--sky);
    background: var(--sky-soft);
  }

  .policy-tag.notice {
    color: var(--accent);
    background: var(--accent-soft);
  }

  .policy-tag.heuristic {
    color: var(--text-dim);
    background: rgba(255, 255, 255, 0.06);
  }

  .policy-meta {
    display: grid;
    gap: 8px;
    margin-top: 14px;
  }

  .policy-row {
    display: flex;
    justify-content: space-between;
    gap: 14px;
    color: var(--text-soft);
    font-size: 0.85rem;
    flex-wrap: wrap;
  }

  .policy-row strong {
    color: var(--text);
  }

  .disclaimer {
    margin-top: 22px;
    padding: 18px 20px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.06);
    background: rgba(255, 255, 255, 0.025);
    color: var(--text-soft);
    line-height: 1.7;
    font-size: 0.88rem;
  }

  .disclaimer strong {
    color: var(--text-dim);
  }

  /* Modal for explanations - clean, accessible, self-contained */
  .modal {
    position: fixed;
    inset: 0;
    background: rgba(7, 23, 34, 0.92);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 1000;
    padding: 20px;
  }
  .modal.active {
    display: flex;
  }
  .modal-content {
    background: var(--panel-strong);
    border: 1px solid var(--line-strong);
    border-radius: var(--radius-xl);
    max-width: 620px;
    width: 100%;
    max-height: 85vh;
    overflow-y: auto;
    box-shadow: var(--shadow);
    padding: 28px;
    position: relative;
  }
  .modal-close {
    position: absolute;
    top: 18px;
    right: 18px;
    background: transparent;
    border: 1px solid var(--line);
    color: var(--text-dim);
    width: 36px;
    height: 36px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 1.4rem;
    line-height: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.15s ease;
  }
  .modal-close:hover {
    background: var(--accent-soft);
    color: var(--accent);
    border-color: var(--accent);
  }
  .modal h3 {
    font-family: "Fraunces", serif;
    font-size: 1.55rem;
    margin: 0 0 12px;
    letter-spacing: -0.03em;
    color: var(--text);
  }
  .modal p, .modal ul {
    color: var(--text-dim);
    line-height: 1.65;
    font-size: 0.95rem;
  }
  .modal ul {
    margin: 14px 0 0;
    padding-left: 20px;
  }
  .modal li {
    margin-bottom: 8px;
  }
  .modal .sources {
    margin-top: 18px;
    padding-top: 14px;
    border-top: 1px solid var(--line);
    font-size: 0.82rem;
    color: var(--text-soft);
  }
  .modal .sources a {
    color: var(--sea);
    text-decoration: none;
  }
  .modal .sources a:hover {
    text-decoration: underline;
  }

  @media (max-width: 1180px) {
    .hero,
    .layout {
      grid-template-columns: 1fr;
    }

    .dashboard {
      position: static;
    }
  }

  @media (max-width: 860px) {
    .page {
      width: min(100% - 20px, 1400px);
      padding-top: 14px;
    }

    .hero,
    .panel-inner {
      padding: 20px;
    }

    .preset-grid,
    .scenario-grid,
    .mode-grid,
    .compliance-grid,
    .decision-grid,
    .form-grid,
    .duo-grid,
    .hero-metrics,
    .kpi-grid,
    .saved-metrics,
    .policy-grid {
      grid-template-columns: 1fr;
    }

    .score-banner,
    .stack-note {
      flex-direction: column;
      align-items: start;
    }

    .saved-toolbar {
      grid-template-columns: 1fr;
    }
  }

  /* === Restructure: sticky KPI bar === */
  .live-bar { position: sticky; top: 0; z-index: 60; margin-top: 14px; border-radius: var(--radius-xl); border: 1px solid var(--line-strong); background: rgba(8, 24, 35, 0.92); backdrop-filter: blur(18px); box-shadow: var(--shadow); padding: 14px 18px; }
  .live-bar-inner { display: grid; grid-template-columns: auto repeat(4, minmax(0, 1fr)) auto; gap: 14px; align-items: center;
                    background: transparent; border: 0; padding: 0; cursor: pointer; width: 100%; text-align: left; color: inherit; font: inherit; }
  .live-bar-inner:hover { filter: brightness(1.05); }
  .live-bar-chevron { display: inline-block; margin-left: 8px; color: var(--text-soft); font-size: 0.95rem;
                      transition: transform 0.2s ease; }
  .live-bar.expanded .live-bar-chevron { transform: rotate(180deg); }
  .live-bar-drawer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease;
                     border-top: 1px solid var(--line); margin-top: 0; }
  .live-bar.expanded .live-bar-drawer { max-height: 70vh; overflow-y: auto; }
  .live-bar-drawer-inner { padding: 18px 20px; }
  .lbd-head { display: flex; justify-content: space-between; gap: 24px; align-items: flex-start; flex-wrap: wrap; margin-bottom: 14px; }
  .lbd-kicker { color: var(--text-soft); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; }
  .lbd-title { font-family: 'Fraunces', serif; font-size: 1.4rem; letter-spacing: -0.02em; margin: 4px 0 6px; }
  .lbd-copy { color: var(--text-dim); font-size: 0.9rem; line-height: 1.6; max-width: 60ch; margin: 0; }
  .lbd-totals { display: grid; gap: 4px; min-width: 220px; padding: 12px 14px;
                background: rgba(255,255,255,0.03); border: 1px solid var(--line); border-radius: var(--radius-md); }
  .lbd-total-row { display: flex; justify-content: space-between; gap: 16px;
                   color: var(--text-soft); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; }
  .lbd-total-row strong { color: var(--accent); font-family: 'Fraunces', serif; font-size: 1rem; letter-spacing: -0.02em; text-transform: none; }
  .lbd-table-wrap { overflow-x: auto; }
  .lbd-table { width: 100%; border-collapse: collapse; min-width: 880px; }
  .lbd-table th { text-align: left; padding: 8px 10px; font-size: 0.7rem; text-transform: uppercase;
                  letter-spacing: 0.08em; color: var(--text-soft); border-bottom: 1px solid var(--line); }
  .lbd-table td { padding: 10px; border-bottom: 1px dashed var(--line); vertical-align: top; font-size: 0.86rem; color: var(--text); }
  .lbd-table tr.lbd-superseded td { opacity: 0.55; }
  .lbd-table tr.lbd-blocked td { opacity: 0.55; color: var(--danger); }
  .lbd-table .lbd-eur { color: var(--accent); font-family: 'Fraunces', serif; font-weight: 700; font-size: 0.95rem; }
  .lbd-table .lbd-annual-eur { color: var(--sea); font-weight: 700; }
  .lbd-table .lbd-zero { color: var(--text-soft); }
  .lbd-table .lbd-status { color: var(--text-dim); font-size: 0.78rem; max-width: 32ch; line-height: 1.45; }
  .lbd-table a { color: var(--sky); text-decoration: underline; font-size: 0.78rem; }
  .lbd-table a:hover { color: var(--accent); }
  .lbd-table .lbd-name strong { display: block; }
  .lbd-table .lbd-name small { color: var(--text-soft); }
  .live-bar-score { display: flex; align-items: center; gap: 12px; padding-right: 14px; border-right: 1px solid var(--line); }
  .live-bar-score-num { font-family: "Fraunces", serif; font-size: 1.9rem; letter-spacing: -0.04em; line-height: 1; }
  .live-bar-score-label { color: var(--text-soft); font-size: 0.7rem; letter-spacing: 0.1em; text-transform: uppercase; }
  .live-bar-kpi { display: grid; gap: 4px; }
  .live-bar-kpi span { color: var(--text-soft); font-size: 0.7rem; letter-spacing: 0.1em; text-transform: uppercase; }
  .live-bar-kpi strong { font-family: "Fraunces", serif; font-size: 1.25rem; letter-spacing: -0.03em; line-height: 1.1; }
  .live-bar-decision { padding-left: 14px; border-left: 1px solid var(--line); }

  /* === Restructure: tabs === */
  .tab-nav { display: flex; gap: 6px; margin-bottom: 16px; overflow-x: auto; padding: 4px; background: rgba(255, 255, 255, 0.03); border: 1px solid var(--line); border-radius: 999px; }
  .tab-button { appearance: none; border: 0; background: transparent; color: var(--text-dim); padding: 10px 18px; border-radius: 999px; cursor: pointer; font-weight: 600; font-size: 0.92rem; white-space: nowrap; transition: all 0.18s ease; }
  .tab-button:hover { color: var(--text); background: rgba(255, 255, 255, 0.05); }
  .tab-button.active { background: var(--accent); color: var(--ink-on-accent); }
  .tab-pane { display: none; }
  .tab-pane.active { display: grid; gap: 22px; }

  .demoted-kpis { display: none; }

  /* === Charts === */
  .charts-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 18px; }
  .chart-card { padding: 18px; border-radius: var(--radius-lg); border: 1px solid var(--line); background: rgba(255, 255, 255, 0.03); }
  .chart-card h4 { margin: 0 0 6px; font-size: 1.1rem; letter-spacing: -0.03em; }
  .chart-card .chart-sub { color: var(--text-soft); font-size: 0.82rem; margin-bottom: 12px; }
  .chart-card svg { width: 100%; height: auto; display: block; }
  .chart-wide { grid-column: 1 / -1; }

  /* Subsidy category headers */
  .subsidy-cat-head { margin-top: 22px; font-size: 0.85rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--text-soft); font-family: 'Manrope', sans-serif; font-weight: 800; }
  .subsidy-cat-head:first-child { margin-top: 0; }

  /* ===== Subsidy Stack panel ===== */
  .stack-totals {
    display: flex; gap: 14px; flex-wrap: wrap;
  }
  .stack-total {
    display: grid; gap: 4px; padding: 12px 16px;
    border: 1px solid var(--line); border-radius: var(--radius-md);
    background: rgba(255,255,255,0.02); min-width: 130px;
  }
  .stack-total span { color: var(--text-soft); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.08em; }
  .stack-total strong { font-size: 1.2rem; letter-spacing: -0.02em; color: var(--accent); font-family: "Fraunces", serif; }
  .stack-toolbar {
    display: flex; flex-wrap: wrap; gap: 6px; align-items: center;
    padding: 10px; margin-bottom: 14px;
    border: 1px solid var(--line); border-radius: var(--radius-md);
    background: rgba(255,255,255,0.02);
  }
  .stack-toolbar button {
    padding: 6px 11px; border-radius: 999px;
    border: 1px solid var(--line); background: transparent;
    color: var(--text-dim); cursor: pointer; font-size: 0.78rem; font-weight: 600;
    transition: all 0.15s ease;
  }
  .stack-toolbar button:hover { color: var(--text); border-color: var(--line-strong); }
  .stack-toolbar button.active { background: var(--accent); color: var(--ink-on-accent); border-color: var(--accent); }
  .stack-toolbar-search { margin-left: auto; }
  .stack-toolbar-search input {
    background: rgba(255,255,255,0.04); border: 1px solid var(--line);
    color: var(--text); padding: 6px 12px; border-radius: 999px;
    font-size: 0.82rem; width: 200px;
  }
  .stack-toolbar-search input:focus { outline: none; border-color: var(--accent); }
  .stack-conflicts {
    display: grid; gap: 6px; margin-bottom: 12px;
  }
  .stack-conflicts:empty { display: none; }
  .stack-conflict {
    padding: 8px 12px; border-radius: var(--radius-sm);
    border-left: 3px solid var(--text-soft);
    background: rgba(255,255,255,0.025);
    color: var(--text-dim); font-size: 0.85rem; line-height: 1.45;
  }
  .stack-conflict.warn {
    border-left-color: var(--accent);
    background: var(--accent-soft);
    color: var(--text);
  }
  .stack-grid {
    display: grid; gap: 10px;
    grid-template-columns: repeat(auto-fill, minmax(330px, 1fr));
  }
  .stack-row {
    display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 12px;
    padding: 12px 14px; border: 1px solid var(--line); border-radius: var(--radius-md);
    background: rgba(255,255,255,0.025);
    transition: border-color 0.15s ease, background 0.15s ease;
  }
  .stack-row[data-on="true"] { border-color: rgba(243,182,91,0.45); background: rgba(243,182,91,0.06); }
  .stack-row[data-status="superseded"] { opacity: 0.55; }
  .stack-row[data-status="blocked"] { opacity: 0.55; }
  .stack-row:hover { border-color: var(--line-strong); }
  .stack-toggle {
    appearance: none; -webkit-appearance: none;
    width: 36px; height: 20px; border-radius: 12px;
    background: rgba(255,255,255,0.10); border: 1px solid var(--line);
    position: relative; cursor: pointer; transition: background 0.15s ease;
    flex-shrink: 0;
  }
  .stack-toggle::after {
    content: ""; position: absolute; left: 2px; top: 1px;
    width: 14px; height: 14px; border-radius: 50%;
    background: var(--text-dim); transition: all 0.18s ease;
  }
  .stack-toggle:checked { background: var(--accent); border-color: var(--accent); }
  .stack-toggle:checked::after { left: 18px; background: var(--ink-on-accent); }
  .stack-row-body { min-width: 0; }
  .stack-row-name {
    display: flex; align-items: center; gap: 6px;
    color: var(--text); font-weight: 700; font-size: 0.92rem;
  }
  .stack-row-cat {
    color: var(--text-soft); font-size: 0.7rem; text-transform: uppercase;
    letter-spacing: 0.08em; font-weight: 700;
  }
  .stack-badges { display: inline-flex; gap: 4px; margin-left: 8px; }
  .stack-badge { padding: 1px 6px; border-radius: 4px; font-size: 0.62rem; font-weight: 700;
                 text-transform: uppercase; letter-spacing: 0.06em; border: 1px solid transparent; }
  .stack-badge.admin-low    { background: rgba(167,216,162,0.15); color: var(--mint);   border-color: rgba(167,216,162,0.3); }
  .stack-badge.admin-medium { background: rgba(143,197,255,0.15); color: var(--sky);    border-color: rgba(143,197,255,0.3); }
  .stack-badge.admin-high   { background: rgba(239,143,127,0.15); color: var(--danger); border-color: rgba(239,143,127,0.3); }
  .stack-badge.viab-high    { background: rgba(243,182,91,0.18);  color: var(--accent); border-color: rgba(243,182,91,0.4); }
  .stack-badge.viab-medium  { background: rgba(255,255,255,0.07); color: var(--text-dim); border-color: var(--line); }
  .stack-badge.viab-niche   { background: rgba(255,255,255,0.04); color: var(--text-soft); border-color: var(--line); font-style: italic; }

  /* Missing-opportunity panel */
  .missing-panel { margin: 14px 0 18px; padding: 14px 16px; border-radius: var(--radius-md);
                   border: 1px solid rgba(243,182,91,0.35); background: rgba(243,182,91,0.06); }
  .missing-panel:empty { display: none; }
  .missing-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px;
                  margin-bottom: 8px; }
  .missing-head h4 { font-family: 'Manrope', sans-serif; font-size: 0.85rem; text-transform: uppercase;
                     letter-spacing: 0.08em; color: var(--accent); margin: 0; font-weight: 800; }
  .missing-total { color: var(--accent); font-family: 'Fraunces', serif; font-size: 1.1rem; font-weight: 700; letter-spacing: -0.02em; }
  .missing-list { display: grid; gap: 4px; margin: 0; padding: 0; list-style: none; }
  .missing-list li { display: flex; justify-content: space-between; gap: 12px; padding: 4px 0;
                     color: var(--text-dim); font-size: 0.85rem; border-bottom: 1px dashed rgba(243,182,91,0.15); }
  .missing-list li:last-child { border-bottom: 0; }
  .missing-list strong { color: var(--accent); }
  .missing-list button { background: transparent; border: 1px solid rgba(243,182,91,0.4); color: var(--accent);
                         padding: 2px 8px; border-radius: 999px; cursor: pointer; font-size: 0.7rem; font-weight: 700; }
  .missing-list button:hover { background: var(--accent); color: #12212a; }
  .stack-row-status {
    color: var(--text-soft); font-size: 0.78rem; line-height: 1.4; margin-top: 2px;
  }
  .stack-row[data-status="superseded"] .stack-row-status { color: var(--accent); }
  .stack-row[data-status="blocked"] .stack-row-status { color: var(--danger); }
  .stack-row-icons { display: flex; gap: 6px; align-items: center; }
  .stack-icon-btn {
    width: 26px; height: 26px; border-radius: 50%;
    border: 1px solid var(--line); background: rgba(255,255,255,0.04);
    color: var(--text-dim); cursor: pointer; font-size: 0.85rem;
    display: inline-flex; align-items: center; justify-content: center;
    text-decoration: none; line-height: 1;
    transition: all 0.15s ease;
  }
  .stack-icon-btn:hover { color: var(--text); border-color: var(--accent); background: var(--accent-soft); }
  .stack-row-amounts {
    display: grid; gap: 2px; text-align: right; min-width: 96px;
  }
  .stack-row-oneoff {
    color: var(--accent); font-weight: 700; font-size: 0.95rem; font-family: "Fraunces", serif;
    letter-spacing: -0.02em;
  }
  .stack-row-annual {
    color: var(--sea); font-weight: 600; font-size: 0.78rem;
  }
  .stack-row-zero { color: var(--text-soft); font-weight: 600; font-size: 0.85rem; }
  .stack-row-source {
    margin-top: 4px; color: var(--text-soft); font-size: 0.7rem;
  }
  .stack-row-source.unverified::before { content: "⚠ "; color: var(--accent); }
  .stack-row-source a { color: var(--text-soft); text-decoration: underline; }
  .stack-row-source a:hover { color: var(--accent); }
  .stack-row-more {
    display: inline-block; margin-left: 6px;
    padding: 1px 6px; border-radius: 999px;
    background: var(--accent-soft); color: var(--accent);
    font-size: 0.65rem; font-weight: 700; cursor: help;
  }
  .stack-cat-head {
    grid-column: 1 / -1; margin-top: 14px; padding: 6px 4px;
    color: var(--text-soft); font-size: 0.75rem; text-transform: uppercase;
    letter-spacing: 0.12em; font-weight: 800;
    border-bottom: 1px dashed var(--line);
  }
  .stack-cat-head:first-child { margin-top: 0; }
  @media (max-width: 720px) {
    .stack-toolbar-search { margin-left: 0; width: 100%; }
    .stack-toolbar-search input { width: 100%; }
    .stack-totals { width: 100%; }
    .stack-total { flex: 1; min-width: 0; }
  }

  /* Opex breakdown */
  .opex-summary { display: grid; gap: 4px; padding: 12px 16px; border: 1px solid var(--line);
                  border-radius: var(--radius-md); background: rgba(255,255,255,0.02); min-width: 180px; }
  .opex-summary-row { display: flex; justify-content: space-between; gap: 16px;
                      color: var(--text-soft); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; }
  .opex-summary-row strong { color: var(--accent); font-family: 'Fraunces', serif; font-size: 1rem; letter-spacing: -0.02em; text-transform: none; }
  .opex-grid { display: grid; gap: 12px; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); margin-top: 16px; }
  .opex-row { padding: 12px 14px; border: 1px solid var(--line); border-radius: var(--radius-md); background: rgba(255,255,255,0.025); }
  .opex-row-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }
  .opex-row-name { color: var(--text); font-weight: 700; font-size: 0.92rem; }
  .opex-row-name .opex-info { margin-left: 4px; color: var(--text-soft); cursor: help; font-size: 0.85rem; }
  .opex-row-pct { color: var(--accent); font-family: 'Fraunces', serif; font-size: 1.1rem; font-weight: 700; letter-spacing: -0.02em; }
  .opex-row-eur { color: var(--text-soft); font-size: 0.78rem; margin-top: 4px; }
  .opex-row input[type=range] { width: 100%; accent-color: var(--accent); }

  /* ETF benchmark controls */
  .etf-controls { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; padding: 10px 12px;
                  margin: 18px 0 4px; border: 1px solid var(--line); border-radius: var(--radius-md);
                  background: rgba(143,197,255,0.05); }
  .etf-controls-label { color: var(--sky); font-size: 0.78rem; text-transform: uppercase;
                        letter-spacing: 0.08em; font-weight: 700; }
  .etf-chip { padding: 5px 12px; border-radius: 999px; border: 1px solid var(--line);
              background: transparent; color: var(--text-dim); font-size: 0.8rem; cursor: pointer; font-weight: 600; }
  .etf-chip:hover { color: var(--text); border-color: var(--line-strong); }
  .etf-chip.active { background: var(--sky); color: #07212d; border-color: var(--sky); }
  .etf-controls-input { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-left: auto; color: var(--text-dim); font-size: 0.82rem; }
  .etf-controls-input label { display: inline-flex; align-items: center; gap: 6px; }
  .etf-controls-input input[type=number] { width: 70px; padding: 4px 8px; background: rgba(255,255,255,0.05);
                                           border: 1px solid var(--line); color: var(--text); border-radius: 6px; font-size: 0.85rem; }
  .etf-checkbox input { accent-color: var(--sky); }

  /* Deep-dive modal sections */
  .dd-section { margin-top: 16px; padding-top: 14px; border-top: 1px solid var(--line); }
  .dd-section:first-child { margin-top: 8px; padding-top: 0; border-top: 0; }
  .dd-section h4 { font-family: 'Manrope', sans-serif; font-weight: 800; text-transform: uppercase;
                   letter-spacing: 0.08em; font-size: 0.78rem; color: var(--text-soft); margin: 0 0 6px; }
  .dd-section p { margin: 0 0 8px; line-height: 1.6; color: var(--text); font-size: 0.95rem; }
  .dd-section ul { margin: 4px 0 0 18px; padding: 0; line-height: 1.6; color: var(--text); }
  .dd-section li { margin-bottom: 6px; }
  .dd-section code { background: rgba(255,255,255,0.06); padding: 1px 6px; border-radius: 4px;
                     font-size: 0.82rem; color: var(--accent); }
  .dd-section a { color: var(--sky); text-decoration: underline; }
  .dd-section a:hover { color: var(--accent); }
  .dd-long { background: rgba(255,255,255,0.02); padding: 14px; border-radius: var(--radius-sm); border-top: 1px solid var(--line); }
  .dd-long div, .dd-long p { color: var(--text-dim); font-size: 0.92rem; line-height: 1.65; }
  .dd-sources ul { list-style: none; margin-left: 0; }
  .dd-sources li { padding: 4px 0; border-bottom: 1px dashed var(--line); }
  .dd-sources li:last-child { border-bottom: 0; }

  @media (max-width: 1180px) {
    .live-bar { position: relative; }
    .live-bar-inner { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
    .live-bar-score, .live-bar-decision { grid-column: 1 / -1; border: 0; padding: 0; }
    .charts-grid { grid-template-columns: 1fr; }
  }
  @media (max-width: 600px) {
    .live-bar-inner { grid-template-columns: 1fr; }
  }

  .dashboard { position: static !important; top: auto !important; }


  /* === Full Assessment modal === */
  .modal-large { max-width: 900px; }
  .assessment-form { display: grid; gap: 18px; margin-top: 16px; }
  .as-section { border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 18px; background: rgba(255,255,255,0.02); }
  .as-section > h4 { margin: 0 0 4px; font-size: 1.05rem; letter-spacing: -0.02em; color: var(--text); }
  .as-section > .as-section-sub { color: var(--text-soft); font-size: 0.82rem; margin-bottom: 14px; }
  .as-grid { display: grid; gap: 12px; grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .as-field { display: grid; gap: 6px; }
  .as-field.full { grid-column: 1 / -1; }
  .as-field span { color: var(--text-soft); font-size: 0.74rem; letter-spacing: 0.08em; text-transform: uppercase; }
  .as-field input[type="text"],
  .as-field input[type="number"],
  .as-field input[type="date"],
  .as-field select,
  .as-field textarea {
    width: 100%; padding: 11px 13px; border-radius: var(--radius-md); border: 1px solid rgba(255,255,255,0.08);
    background: rgba(255,255,255,0.04); color: var(--text); font: inherit;
  }
  .as-field textarea { resize: vertical; min-height: 60px; font-family: inherit; }
  .as-field small { color: var(--text-soft); font-size: 0.78rem; line-height: 1.45; }
  .as-checks { display: flex; flex-wrap: wrap; gap: 8px; }
  .as-checks label { display: inline-flex; align-items: center; gap: 6px; padding: 7px 12px; border-radius: 999px; border: 1px solid rgba(255,255,255,0.08); background: rgba(255,255,255,0.03); cursor: pointer; font-size: 0.85rem; }
  .as-checks input { accent-color: var(--accent); }
  .as-radios { display: flex; flex-wrap: wrap; gap: 8px; }
  .as-radios label { display: inline-flex; align-items: center; gap: 6px; padding: 7px 12px; border-radius: 999px; border: 1px solid rgba(255,255,255,0.08); background: rgba(255,255,255,0.03); cursor: pointer; font-size: 0.85rem; }
  .as-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); justify-content: flex-end; }
  @media (max-width: 720px) { .as-grid { grid-template-columns: 1fr; } }

  /* Saved-toolbar grow to 3 buttons */
  .saved-toolbar { grid-template-columns: minmax(0, 1fr) auto auto !important; }
  @media (max-width: 720px) { .saved-toolbar { grid-template-columns: 1fr !important; } }


  /* Sensitivity click flash */
  .heat-cell.flash { animation: heatFlash 0.6s ease; }
  @keyframes heatFlash { 0% { transform: scale(1.04); box-shadow: 0 0 0 4px rgba(243,182,91,0.45); } 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(243,182,91,0); } }

  /* Renovation Upside */
  .reno-upside-panel { display: grid; gap: 18px; }
  .reno-quality-row { display: grid; grid-template-columns: auto 1fr auto; gap: 14px; align-items: center; padding: 16px 18px; border-radius: var(--radius-lg); background: rgba(255,255,255,0.04); border: 1px solid var(--line); }
  .reno-quality-row input[type="range"] { width: 100%; accent-color: var(--accent); }
  .reno-quality-num { font-family: "Fraunces", serif; font-size: 2rem; letter-spacing: -0.04em; line-height: 1; color: var(--accent); }
  .reno-quality-label { color: var(--text-soft); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; }
  .reno-quality-tier { font-weight: 700; color: var(--text); }
  .reno-effects { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
  .reno-effect { padding: 14px 16px; border-radius: var(--radius-lg); border: 1px solid var(--line); background: rgba(255,255,255,0.03); }
  .reno-effect-label { color: var(--text-soft); font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 6px; }
  .reno-effect-value { font-family: "Fraunces", serif; font-size: 1.35rem; letter-spacing: -0.03em; line-height: 1.1; }
  .reno-effect-delta { color: var(--mint); font-size: 0.85rem; margin-top: 4px; }
  .reno-effect-delta.neg { color: var(--danger); }
  .reno-impact-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin-top: 4px; }
  .reno-impact { padding: 14px 16px; border-radius: var(--radius-lg); background: linear-gradient(135deg, rgba(243,182,91,0.12), rgba(255,255,255,0.02)); border: 1px solid rgba(243,182,91,0.25); }
  .reno-impact-label { color: var(--text-soft); font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 6px; }
  .reno-impact-value { font-family: "Fraunces", serif; font-size: 1.6rem; letter-spacing: -0.03em; line-height: 1.1; color: var(--accent); }
  .reno-impact-sub { color: var(--text-soft); font-size: 0.8rem; margin-top: 4px; }
  @media (max-width: 720px) { .reno-effects, .reno-impact-grid { grid-template-columns: 1fr; } }

  /* Sticky-bar grow to 5 KPIs */
  .live-bar-inner { grid-template-columns: auto repeat(5, minmax(0, 1fr)) auto !important; }
  @media (max-width: 1180px) { .live-bar-inner { grid-template-columns: repeat(2, minmax(0, 1fr)) !important; } }
  @media (max-width: 600px)  { .live-bar-inner { grid-template-columns: 1fr !important; } }